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Although there are different types of credit scoring models, the most widely used is the FICO scoring system, created by Fair, Isaac, and Company. The factors that make up this score are as follows: payment history, new credit, amounts owed, length of credit history, and types of credit used. The length of time used for creating the score is the.
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Scoring with rubrics. Rubrics establish a guide for evaluating the quality of student work. Whether scoring an essay or research paper, a live performance or art project, or other student-constructed responses, rubrics clearly delineate the various components of the assignment to be graded and the degree of success achieved within each of those areas.
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